FIND OUT HOW MUCH HOME YOU CAN AFFORD
Play different scenarios to get a quick idea of your monthly payment. Most home buying experts suggest that your housing costs should not exceed 28% to 30% of you income. Your total monthly debt payments, including house, credit card bills, car payments, and student loans, shouldn't exceed 36% of your gross income. With FHA loan, the monthly housing payments should not exceed 31% of gross monthly income, while the total debt payments should not exceed 43% of monthly income.
HOME AFFORDABILITY CALCULATOR
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Notice that this affordability calculator was designed to give you just a general idea of how much you can borrow based on the monthly payment you want to make. It does not include items such as taxes and insurance. For a complete breakdown of the costs of your home ownership, use our mortgage calculator:
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