skip to Main Content

You Always Win When You Get a Home Loan That was Designed With You in Mind

FHA HOME LOAN
FHA HOME LOAN

Ideal for:  Home-buyers looking for a loan with more lenient credit score  and with low down payment requirements.

Min Credit Score: 580  

Down Payment: 3.5% 

1% Down Payment
1% Down Payment

Ideal for: People who want to buy a home with a low down payment with no monthly mortgage insurance, and  close in 30 days or less.

Min Credit Score: 640

Down Payment: 1% 

CONVENTIONAL LOAN
CONVENTIONAL LOAN

Ideal for: People with good credit, proof of steady income,  who can afford the down payment, and  are looking for a faster approval process.

Min Credit Score: 640

Down Payment: 1% to 20%

VA LOAN
VA LOAN

Ideal for:  Veterans,  active duty, NG members and reservists, and spouses of members who died while on active duty or as a result of a service-connected disability.

Min Credit Score: 500

Down Payment: 0%

SELF-EMPLOYED LOAN
SELF-EMPLOYED LOAN

Ideal for: Self-employed home-buyers looking for a loan requiring either tax returns or only bank statements for proof of income .

Min Credit Score: 600  

Down Payment: Varies

FIX And FLIP LINES OF CREDIT
FIX and FLIP LINES OF CREDIT

Ideal for: For people who want to invest in Real Estate buying rehab properties to fix and re-sell.

Min Credit Score: 620  

Down Payment: 5%  to 10%

ITIN/FOREIGN NATIONAL LOAN
ITIN/FOREIGN NATIONAL LOAN

Ideal for: Non US citizens who want to buy a  home  in the US with no requirement of a Social Security number.

Min Credit Score: None or 620

Down Payment: 20% to 25%

JUMBO LOANS
JUMBO LOANS

Ideal for:  Those who need a Loan amount up to $2,500,000 with all occupancy types, no Mortgage Insurance,  and  available for Purchase, Refinance Rate Term and Cash Out. 

Min Credit Score: 661

Down Payment: 10%

CONSTRUCTION TO PERMANENT
CONSTRUCTION TO PERMANENT

Ideal for:  People who want to build their own customized homes and pay  interest only during the construction phase.

Min Credit Score: 680

Down Payment: Varies

DOCTORS HOME LOANS
DOCTORS HOME LOANS

Ideal for:  Physicians, Nurses, and Dentists—in residency or  in practice. Newly Licensed Residents (employed or about to be employed).

Min Credit Score: Varies

Down Payment: 3%

USDA LOAN
USDA LOAN

Ideal for: Suburban and rural home- buyers. One can  qualify with “nontraditional”  credit references – i.e. rental and utility payment histories

Min Credit Score: 640 or None

Down Payment: 0%

FIRST TIME HOME BUYERS LOANS
FIRST TIME HOME BUYERS LOANS

Ideal for: First-time home-buyers with access to numerous mortgage options that can help make their home purchase easier and more affordable than standard loan programs.

Min Credit Score: 580

Down Payment: Varies

Get More Information, Check Your Mortgage Options,
& Compare Rates!

Subscribe
SUBSCRIBE NOW

Join Our Newsletter And get TIPS from Pros

Stay updated with all latest money saving tips, Insights & much more.
close-link
Back To Top